Introduction

osphyrianox ("we," "our," or "us") operates osphyrianox.com, providing financial education and business model training services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

We are committed to protecting your privacy and ensuring compliance with Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

Information We Collect

We also collect non-personal information that cannot be used to identify you individually, such as aggregated usage statistics, demographic information, and general feedback about our services.

How We Use Your Information

Your personal information serves several essential purposes within our educational platform. We use this information primarily to deliver our financial education services, process course registrations, and maintain communication about your learning progress.

Information Sharing and Disclosure

We maintain strict policies regarding information sharing and only disclose your personal information in specific circumstances that align with our educational mission and legal requirements.

Service Providers: We work with trusted third-party service providers who assist in delivering our educational services. These include payment processors for course fees, email service providers for communications, learning management system providers, and cloud storage services for course materials. All service providers are contractually bound to protect your information and use it solely for providing services to us.

Educational Partners: Occasionally, we may share limited information with educational institutions or industry partners when you participate in collaborative programs or certification courses. Such sharing occurs only with your explicit consent and for the specific purpose of enhancing your educational experience.

Legal Requirements: We may disclose your information when required by law, regulation, legal process, or government request. This includes situations involving court orders, subpoenas, or investigations by regulatory authorities.

Your Privacy Rights

Under Canadian privacy law, you have several important rights regarding your personal information. We are committed to facilitating the exercise of these rights and responding to your requests promptly.

To exercise any of these rights, contact us using the information provided at the end of this policy. We will respond to your request within 30 days and may require verification of your identity before processing certain requests.

Data Security and Protection

We implement comprehensive security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security framework includes both technical and organizational measures designed to safeguard your data.

Organizational Measures: Our staff receives regular privacy and security training, we maintain strict access policies ensuring employees only access information necessary for their roles, and we have incident response procedures for potential security breaches.

While we strive to protect your personal information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security but are committed to using reasonable measures to protect your information and will notify you of any breaches as required by law.

Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal requirements, and resolve disputes. Our retention periods vary based on the type of information and your relationship with us.

When information is no longer needed, we securely delete or anonymize it using industry-standard data destruction methods. You may request early deletion of your information, though we may need to retain certain records for legal compliance.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site usage, and provide personalized content. Cookies are small text files stored on your device that help us understand how you interact with our website.

You can control cookie preferences through your browser settings. However, disabling certain cookies may affect website functionality and your user experience. We respect your choices regarding cookie usage and provide clear options for managing your preferences.

International Data Transfers

While we primarily store and process your information within Canada, some of our service providers may be located in other countries, including the United States. When we transfer personal information internationally, we ensure appropriate safeguards are in place to protect your information.

We regularly review our international service providers to ensure continued compliance with privacy protection requirements and may relocate data processing to maintain the highest privacy standards.

Children's Privacy

Our educational services are designed for adult learners and we do not knowingly collect personal information from individuals under 18 years of age. If we discover that we have collected information from someone under 18, we will delete that information promptly.

If you are a parent or guardian and believe your child has provided personal information to us, please contact us immediately so we can address the situation appropriately.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, services, legal requirements, or other factors. We will notify you of significant changes through email or prominent notices on our website.

We encourage you to review this Privacy Policy regularly to stay informed about how we protect your information. The "Last Updated" date at the top of this policy indicates when the most recent changes were made.